SafeToSpend automatically locks away your tax money so you always know exactly what's yours to spend. Built for freelancers, gig workers, and self-employed Americans.
20 free transactions/month • No credit card required • Cancel anytime
You earn $5,000 this month. You spend $4,500. Tax season arrives. You owe $1,500 you don't have.
Sound familiar? You're not alone. 76% of freelancers struggle with quarterly taxes.
Find out how much you really owe the IRS (it's probably more than you think)
Simple tools that make sure you never spend money that belongs to the IRS
Automatically calculates and locks away your tax money. You can't accidentally spend it.
See exactly what's yours to spend at a glance. No math, no guessing, no surprises.
Never miss a deadline. We remind you 2 weeks before each quarterly payment is due.
Calculates federal + state + self-employment taxes based on your situation. All 50 states supported.
Export Schedule C style reports. Send directly to your accountant or file yourself.
Snap a photo of any receipt. AI extracts the data instantly. No manual entry needed.
"Finally I can spend money without that nagging fear. Game changer for my Uber driving."
- Marcus T., Rideshare Driver
"Saved me from a $4,000 tax bill disaster. Worth every penny."
- Sarah L., Freelance Designer
"So simple my teenager could use it. Exactly what I needed."
- David K., Consultant
Start free. Upgrade when you're ready. Cancel anytime.
Join 10,000+ freelancers who always know what's safe to spend
20 free transactions/month • Cancel anytime • No risk